Singlife Philippines unveils its newest product, Income Multiplier, an investment-linked insurance plan that provides monthly cash payouts and more—all in one comprehensive product exclusively available in the Singlife Plan & Protect App starting November 21, 2024.
Income Multiplier is the only regular-pay (i.e. has a monthly payment mode) investment-linked product in the market that provides target monthly cash payouts. Its payout target is worth 5% yearly, one of the highest in the market. This is a feature typically reserved for products with premiums worth hundreds of thousands. It was designed to help more customers grow their funds with its low starting premiums—a one-time payment starting at just ₱30,000 or monthly investments for as low as ₱1,500.
Singlife Philippines Chief Executive Officer Lester Cruz shares, “Income Multiplier is ideal for income-oriented investors—whether beginners or experienced—who want early access to their earnings and a more consistent, regular payout. This type of plan was previously only available in the market to those with large starting investments. What’s even better is that now they can have access to this innovative product through their mobile phones anytime, anywhere, purely at their convenience.”
He adds, “This is another way we’re making our life insurance and investment solutions more accessible. Our mission is to help Filipinos achieve financial independence by offering insurance and investment products that deliver real, present, and tangible benefits from the time their policy gets enforced, not just for the future.”
Enjoy greater growth potential, flexibility, and freedom with the Income Multiplier
In addition to the monthly cash payouts and low starting premiums, Income Multiplier offers flexible investment options, giving customers the choice to invest with a one-time payment or spread it out through monthly payments, with the option to have a higher initial payment.
Income Multiplier also brings greater growth potential. With zero entry fees, 100% of customers’ money is invested in the ATRAM Global Multi-Asset Income Feeder Fund. This fund seeks income and long-term capital growth by investing in diversified assets, including global debt securities and equities, fixed income, stocks, and bonds. This fund has demonstrated its ability to generate returns even in challenging market conditions.
Furthermore, the monthly cash payouts, credited directly to customers’ Singlife Accounts, can earn up to 15% yearly net interest** through the Singlife Super Boost Rewards Program.**
Customers have the flexibility and freedom to start, manage, top up, pause, or withdraw their investments at any time, without lock-in periods or penalties. All transactions can be completed in just a few steps through their mobile phones.
On top of this, customers can have peace of mind with guaranteed life insurance coverage, providing at least 105% of their fund value to loved ones in case of unforeseen events.
How to get the Income Multiplier
Income Multiplier is available exclusively in the Singlife Plan and Protect App, which customers can download via the Apple App Store or Google Play Store.
To learn more about this product, visit www.singlife.com.ph or the following social media channels.



Yes! Finally somethihg about 91979.
Keep In Mind to include warm-ups and cooldowns to optimize efficiency and minimize injuries.
Over time, these efforts will translate into stronger legs, improved endurance, and enhanced
athletic performance. Whereas there are dedicated hack squat machines in the health club,
you can “hack” (ha!) the Smith Machine to carry out this
exercise. Each forms of squats shall be wonderful for constructing power in your quads, with simply enough engagement of your hamstrings and glutes to ensure your decrease body grows in power and size evenly.
Earlier Than I share the best Smith machine leg workouts
I’ve been working into my routines, I need to take a minute to talk about the benefits of the Smith machine.
If you’re too rooster or too proud to ask the
resident fitness center bro next to you how to function one of the leg exercise machines, we’ve crafted a little guide to set you
on the best path.
You might find that standing on a raised heel platform
will permit you to be extra steady when you do this train. Jonathan Shannon was the editor of the Coach website from 2016 to 2024, growing a wide-ranging experience of well
being and fitness. Jonathan took up operating while enhancing
Coach and used the coaching plans on the location to
run a sub-40min 10K, 1hr 28min half marathon and 3hr 6min marathon.
You can perform all the conventional leg and glute workouts on the cable machine,
in addition to some cable machine particular exercises. These variations will target the quads, hamstrings, glutes, and calves just the identical as they would with
free weights. Let’s check out the different workout routines to discover how to do them
on the cable machine and what muscular tissues they’ll prepare.
Attempting completely different leg press variations will
entry different accessory muscles for a whole leg exercise at the health club.
Working your legs with cables permits you to work your leg muscle
tissue via their perfect biomechanical range of movement.
The various angles of resistance are perfect to supply enhanced targeted stress on the working muscle.
This could be painful to some and might forestall you from exercising consistently if you are in pain when you run. When your
health club is packed with folks, and you’ve got got entry to the Smith
machine only, these workout routines may be extraordinarily useful in that state of affairs.
In this weblog, I’ve outlined the most effective Smith machine
exercises for every muscle group. The upright row is a pull exercise that bolsters shoulder
and upper back muscular tissues and makes your torso look extra aesthetic.
Don’t try to be superwomen, start pretty mild, maybe even simply the bar
and be positive to hold your core tight and don’t lean too far
ahead. Stay on monitor of your fitness with these fast but laser-focused workouts.
The machine has two adjustable pulleys that can be moved in different ways that can help you work your quad muscle tissue stronger, and greater.
Guarantee your movements on the rowing machine are clean and steady to prevent pressure.
They may be low-tech, but barbells are nonetheless probably
the greatest methods to build muscle dimension and energy.
This barbell solely workout is ideal for these days if you
need to use brute pressure to lift heavy weights and embrace your inside powerlifter.
The bench may even increase and decrease on the leg-side (rather than the upper body aspect, like the benches you utilize for bench presses).
Maintain your feet firmly planted and your physique regular to maintain proper form.
Many fitness center goers find focusing on their belly muscles to be a bit of a problem, getting misplaced in a sea of machines and routines.
This train strengthens the hip abductor muscle tissue that assist the hip joint.
This joint is very vulnerable to damage, so stronger
supporting muscle tissue round your hip can lower your
damage risk.
If you are working out at house and lack access to industrial gyms, try artistic alternatives like utilizing resistance bands for
leg curls or a yoga mat for body weight workouts like hip thrusts.
Incorporating barbell squats and lunges with weight plates or dumbbells can even mimic the effects of leg exercise machines, permitting for a complete leg
exercise even in a house health club. For novices, machines
like the leg press machine and leg extension machine are great starting factors.
These machines assist build lower physique strength by concentrating on specific muscle groups
just like the quads and gluteus maximus, all while lowering the chance of injury because of their guided movement [2].
They additionally permit for proper type and control, making them best for
learning.
The American School of Sports Drugs found that
resistance training is suggested to reduce back the rate or severity of musculoskeletal
injuries. Next, evidence indicates that understanding your legs can improve some degree of ache in your decrease again. If you want to crush PRs, add slabs of muscle, or shed pounds,
KIZEN has the right program for you. The posterior (plantar flexor) group are muscles located behind your leg that assist in preserving your toes pointed downward (plantar flexion) at the ankle joint.
Then, by pressing towards a foot plate, the person performs
a squat movement. There isn’t any higher exercise than the leg extension to isolate the
quadriceps. The solely motion concerned is knee extension, which is the primary operate of the quads.
Generally you don’t have the luxury of free weights to do a leg workout, different occasions you simply don’t feel
prefer it. If that’s you proper now – then that is our information to the most effective machine solely leg exercise.
I am totally conscious that operation of gym services and participation in physical activity could additionally
be harmful and entails threat of harm to my particular person.
As a former collegiate football player, Joe is conscious of what it takes to
remain in peak physical condition. He Is devoted to providing easy, skilled advice on establishing house gyms,
personal coaching spaces, and business services.
Learning to make use of the correct form when utilizing this leg machine is straightforward.
Once you know the way to set the weights and the
bar heights, you’re good to go.
These machines hit the inner and outer thigh, the
muscle tissue which are important for hip stability and everyday movements.
Since the actions on the hip abduction/adduction machine are gradual and controlled there’s less chance of inflicting
damage to the focused and surrounding muscular tissues. Since you’re sitting down, there’s
additionally a lower chance of any lower again points.
The aim with this one is to really feel a really good stretch in your hamstrings and squeeze the heck out of your
glutes at the prime. The path of the bar is both vertical or pitched at a
5-7-degree angle to raised mimic the natural arc of a weight
being lifted up. While there may be some instances the place utilizing this machine is preferred—limited mobility, for
example—you are higher off using a resistance band for focusing on the abductors and adductors.
Through “Fit Life Regime,” he generously shares the insights he’s gained over a decade in the subject.
His aim is to equip others with the data to begin their own fitness journey.
That means that the glutes become involved as properly (as the name
of the train would imply), along with the spinal erectors.
The ab crunch machine is a bigger, more intricate
machine that makes use of a system of pulleys to add resistance to your ab crunches.
The ab curler is also one of the essential ab machines for residence gyms–the low worth, low space necessities,
and adaptability in its use make it the best
“no frills” ab machine available on the market.
You’ll not solely have extra options, but your
coaching efforts will go farther and result in higher development
due to the added weight/resistance. But it’s properly
definitely price the effort, not only for the look, but also for the
core energy and resilience in opposition to injuries.
Let us allow you to simplify your fitness journey with all
our rowing advice and tips. Older people and
folk who simply don’t like working discover rowing a incredible
different to the “classic” of running.
Be positive to give attention to flexing your hamstring as you
pull the bar in. Start gradual and add weight once you get more snug, and ensure to not pressure or put
stress on your knees. Half racks are incredibly versatile and can be used for a quantity
of completely different workout routines. They take up less area than a full rack,
consisting of two vertical posts with adjustable bars on each side.
This lets you set the peak of your barbell to your
most well-liked stage. These adjustable bars additionally act as a spotter
by offering a fail-safe to prevent the bar from hitting the ground should you fail a carry.
It will require placing an upright bench in entrance of the cable and placing ankle straps
on the top of the cable.
When performed on the Smith machine, this train helps guarantee stability whereas allowing you to
load up your legs with more weight. It’s an efficient way to improve leg strength, unilateral stability,
and total power in your decrease physique. Reverse lunges are wonderful for focusing on the glutes, hamstrings, and quads whereas enhancing stability
and stability. By utilizing the Smith machine, you get the advantage
of a guided bar path, making certain proper kind and lowering
pressure in your knees and lower again. This movement additionally
helps appropriate muscular imbalances by working one leg at a time.
With the cable machine, you’ll have a
flat resistance curve that creates fixed tension all through an train.
When we use the term vary of motion, this refers to how far you can transfer your joints in numerous directions.
When you carry out workouts that transfer your joints through their
full range of movement, you should have greater results in hypertrophy and power.
With the Smith machine, although, the machine is doing all of the work of
stabilizing you. The barbell is secured to a rail that can solely slide in ONE course (up/down),
so there’s no means you could tip over or stumble while lifting.
Essentially, what makes it an excellent piece of kit and why the Smith machine deserves its place
in your coaching sessions.
Calves are the smallest muscle tissue of the lower body, and you’ll construct them up with varied calf increase workouts.
Neglect leg presses; if you want to give your legs a exercise using the Smith machine, the split squat is doubtless considered one of the finest leg workouts
round. The Hyperextension Bench is an important piece of fitness center equipment particularly designed to target the muscular tissues in your erector backbone and glutes.
It goals to strengthen your again and glutes and improve your posture.
Power training isn’t just about constructing muscular tissues; it’s a game-changer for heart health.
Beyond the weight room, weightlifting can considerably impression your cardiovascular fitness, decrease blood strain and
enhance overall well-being.
This train strengthens the hamstrings, glutes, and
decrease again by focusing on the hip hinge movement.
Cable lunges target the quads, glutes, and hamstrings while partaking core stabilizers for stability.
Cable squats have interaction your quads, hamstrings, and glutes, adding fixed resistance all through the movement.
A smith machine permits you to practice to failure in relative security and leaves
you free to focus on your mind-muscle connection as the weights
balance themselves. Olympic weightlifting
bars weigh a normal 20 kilograms or 45 pounds. This makes it
easy to work out how much weight you’re lifting, even if you’re training in a new gym.
Unfortunately, there is no such standardized weight for Smith machine bars,
they usually can weigh from as little as 15 kilos to over 50.
By utilizing the Smith machine in the course of the cut up squat, you’ve greater stability.
The additional stability allows you to take a bigger stride forward, increasing your hip flexion and glute stretch.
Whereas the inverted row is a bodyweight movement that works the biceps and back, utilizing
a Smith machine lets you regulate the bar top simply,
making the exercise highly versatile. This motion can be
a unbelievable different to straightforward incline barbell bench press.
He created the movement to help enhance his lateral head tricep energy, and it labored perfectly;
he held the bench press world document for a while.
You also can plan your training frequently based
on your workout targets.
Following a sound routine complete with working towards good approach,
focusing on fatigue, and without machines just may be exactly what you should jumpstart your leg features as soon as again. You can both do both exercises in the identical week (separated by three days or so) or you would alternate the two from
week to week. If you’re used to loading plates and
lifting stacks then this new means of training will have you in a
little bit of a flux. The Place it lacks in the quantity of masses used it duly makes up in activation for muscle development.
Putting your ft lower on the footplate will emphasize the quads extra,
but this also places extra stress on the knees and ought
to be done with warning. If your buttocks are raised off the seat, your legs are at
too sharp of an angle. You will want to transfer
the seat back until your knees and buttocks are
comfortably positioned. You can acknowledge poor positioning when you feel cramped, and/or your knees seem
to be instantly in front of your eyes. Moreover, the leg press
may be safer at high volumes of weight or reps, which we are going to talk about shortly.
Brad writes for a number of publications on the topics of coaching, diet, supplementation, motivation, and every little thing cool.
A squat, then again, will create a lot extra stability throughout the body that your chin ups, bench presses, and shoulder
presses will improve in consequence. Couple this with a plethora of different free weight decrease
body strikes and you’ve got got a highly efficient battery of weapons at your disposal.
Reverse hyperextension is a multipurpose workout that can be used to strengthen the hamstrings, glutes, and
hip flexors. It is a low-impact exercise that is good
for individuals with a weak again.
Let’s check out a couple of guidelines in your journey to larger legs without machines
after which we’ll have a glance at a program to get you started.
Customers have different views on the train machine’s construct high quality.
Some discover it well-made and useful for circulation and
leg energy, whereas others mention issues with durability, low cost plastic materials, and wheels breaking down easily.
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